Momanyi, Bundi, Thomas Githui, and John Omurwa. “MANAGERIAL CONTROLLABLE FACTORS AND PROFITABILITY OF COMMERCIAL BANKS IN KENYA”. African Journal of Emerging Issues 3, no. 5 (August 11, 2021): 16–39. Accessed July 29, 2025. https://ajoeijournal.org/sys/index.php/ajoei/article/view/197.