“STRATEGIC DETERMINANTS OF MOBILE BANKING APPS UPTAKE IN SELECTED BANKS IN NAIROBI CENTRAL BUSINESS DISTRICT KENYA”. African Journal of Emerging Issues 8, no. 19 (July 10, 2026): 17–35. Accessed July 27, 2026. https://ajoeijournal.org/sys/index.php/ajoei/article/view/1213.