“FINANCIAL MANAGEMENT PRACTICES AND NON-PERFORMING LOANS AMONG MANUFACTURING AND ALLIED FIRMS LISTED AT NAIROBI SECURITIES EXCHANGE, KENYA”, AJOEI, vol. 1, no. 2, pp. 87–111, Apr. 2019, Accessed: Sep. 17, 2025. [Online]. Available: https://ajoeijournal.org/sys/index.php/ajoei/article/view/16