“BORROWERS’ CHARACTERISTICS AND REPAYMENT OF INDIVIDUAL LOANS PROVIDED BY YOUTH ENTERPRISE DEVELOPMENT FUND IN EMBU COUNTY, KENYA” (2024) African Journal of Emerging Issues, 6(2), pp. 46–58. Available at: https://ajoeijournal.org/sys/index.php/ajoei/article/view/544 (Accessed: 10 September 2025).