FINANCIAL LITERACY CAPABILITY AND THE COMPETITIVE ADVANTAGE OF DEPOSIT-TAKING SAVINGS AND CREDIT CO-OPERATIVE SOCIETIES IN KENYA. African Journal of Emerging Issues, [S. l.], v. 6, n. 13, p. 55–71, 2024. Disponível em: https://ajoeijournal.org/sys/index.php/ajoei/article/view/658. Acesso em: 11 sep. 2025.